Hilarious…one of my fave SNL skits. So simple, but such a difficult concept for most Americans. Both of us have always operated on this “revolutionary” model and we’ve stayed debt-free (with the exception of purchasing a home, since avoiding a home loan is simply not a feasible option in CA, unless you are a cajillionaire)! Even then, we chose a home within our means. I’m sure I’ll write more on this topic in the future…